Between 2023 and 2024, traffic accidents in Minnesota rose by 12%. They’re so frequent that nearly every day, a driver dies from a car crash. As of this writing, there are no signs of this trend slowing down. Residents of Cloquet, MN, need to understand the causes of these traffic accident spikes to help lower the rising rate. The Brittany Olson Insurance Agency LLC team has identified the most common reasons for the increase.
1. Distracted Driving
Distracted driving is the number one cause of accidents in Minnesota. With today’s technology and lifestyle, it’s too easy to get distracted. Examples include:
- Eating while driving
- Wandering minds (concentrating on other thoughts)
- Conversations between the driver, passengers, or the back seat riders
- Using the GPS, radio, cell phone, handheld devices, or other electronic devices
2. Speeding
A close second is speeding. Driving over the speed limit gives you less time to react to incidents occurring ahead of you. Examples are black ice, oil spills, potholes, objects flying out of a truck, and a person turning left or right on a side road. The impact of your vehicle hitting another vehicle, object, or pedestrian is massive. The collision is powerful enough to total your vehicle, destroy objects, and cause pedestrian fatalities.
3. Impaired Driving
Driving under the influence of medications, alcohol, or drugs is a solid reason for accidents in Cloquet, MN. Operating a vehicle in this state of mind means the medication, alcohol, or drugs are distracting you from obeying traffic rules and making sound decisions. You also cannot react to sudden road changes on time, causing massive accidents.
Other severe causes of Minnesota accidents are:
- Failure to obey traffic laws
- Tailgating ("riding someone’s bumper")
- Winter weather (slushy, icy, and wet roads)
- Limited visibility
- Fatigue or tiredness
- Not wearing a seatbelt
Auto insurance is there for you when you are in an auto accident. If you follow this list, auto insurance will not help you. Expect to pay more for poor road behavior and less for exemplary road behavior. Call Brittany Olson Insurance Agency LLC or visit our office for more information on safe driving habits.